Our analytical solutions and services help the banks in identifying high value prospects & existing customer segments and predicting future credit behavior to improve profitability and optimize capital disbursement. With deep insights into local market conditions, we offer analytical interpretations even when there is paucity of data.
Analytics & Business big Data Solution For Banks
D&B provides comprehensive analytics solutions and services across customer life cycle to accurately predict risk, acquire and retain profitable customers, and identify the best market segments to lend.
Marketing Analytics: Identify right customer segments, offer right products and increase customer life time value.
Acquisition: Help you acquire right customers, increase the efficiency of marketing campaigns, predict likely revenue
Customer Development: Improve activation & product penetration, offer risk based pricing, customer segmentation, improve account profitability
Retention: Predict churn, enhance loyalty, facilitate reactivation
Other Solutions: Analyze CLTV, market mix, MIS
Risk Analytics: Predict, measure and mitigate risk throughout the customer life cycle.
Acquisition: Assesses the risk of taking in the prospective customer based on predicted likelihood of future default and devise risk-based pricing plans
Portfolio Management: Behavioral Scoring models predict the risk, payment behavior and profitability of existing customers by using their credit history
Aggregate Risk Measurement Manages ongoing customer risk by segregating :bank’s retail portfolio into segments that have distinct risk characteristics
Portfolio Monitoring: Provide dashboards and KPIs on risk metrics, roll rates and collection metrics
Design and Development – Comprehensive services for marketing and risk management models across customer life cycle using advanced statistical techniques. Also provide expert and hybrid models, when there is paucity of data at the bank.
Audit, Validation & Recalibration – Independent audit services for your existing models to validate them for the stated business purpose and if they are supported by the data. We can also help you in recalibration and redevelopment of the existing models.
Analytics Centre of Excellence – Dedicated teams comprising of analytical professionals with expertise in building banking models to work exclusively on your ongoing requirements.
- Quality metrics driven by World Wide Scoring Panel (WWSP)
- Global expertise combined with local experience
- Managing risk analytics for several credit bureaus in the region
- Deliver in all data maturity situations
- Off the shelf, region specific risk models
- BASEL II compliant analytical modeling
- Sector specific expert SME rating models streamline processes and ensure Basel II compliance for a leading domestic bank in UAE
- Custom built expert scorecards for retail products improves turnaround time by more than 70% for a leading Abu Dhabi Bank
- Application Scoring, Credit Line Management and Collections Management for a leading telecom company enables better risk management
- Improved decision making and turnaround time through customized applicaiton scorecards for a leading domestic bank in UAE