CreditVerdict® is D&B’s proprietary credit bureau software solution.
CreditVerdict® is a modular system that supports both Consumer and Commercial credit reporting, and provides integrated credit information products that link information available in the Consumer and Commercial data. The solution is capable of processing positive and negative data received from financial institutions.
Key features of CreditVerdict® include:
-
Rich data processing functionality (automated data collection from multiple sources; batch, on-line and live data processing)
- Flexibility and Configurability of data processes (configurable business rules for file validation and processing; configurable search and matching processes, etc.,)
- Powerful Product Configuration & Pricing Management for easy product creation & price setting
- Administration Dashboard for user access management along with capabilities to handle various types of membership/subscription contracts
- Multi-language capabilities and intuitive interfaces
- Rich and easy to customize MIS Reporting
- High Performance & Scalability to process large volumes of data
- High Availability to assure uninterrupted operations and access
- Highly secured system offering robust protection against internal and external vulnerabilities
|
Dispute Resolution to manage credit information reporting errors & facilitate resolution
Audit Trails to manage all operational and data flow activities
CreditVerdict® has advanced Information Provider Management, Member Management and Product Configuration features that support information exchange not only amongst the financial institutions (banks, micro-finance, mortgage finance companies etc.) but also with insurance, telecommunication and utilities companies and various public authorities (company registries, ID issuance authorities, etc.) CreditVerdict® can be customized to align with country specific legal requirements in terms of privacy regulations, consumer protection requirements, principle of reciprocity, etc.
CreditVerdict® facilitates incorporation of modules for supporting Value Added Products such as:
-
Dishonored Cheques reporting
-
Generic Credit Scores (Consumer and SME)
-
Fraud Detection and ID Verification Solutions
-
Portfolio Monitoring
-
Account Monitoring and Alerts
-
Basel II Compliant Credit Risk Modeling
-
Forensic products
-
Business Intelligence products
|